GCD - a global risk management utility sharing data and knowledge within the financial industry



Research report by OSIS in cooperation with IACPM and GCD


This report, which is designed to help banks benchmark their Probability of Default (PD) estimates against industry peers, highlights the conservative nature of banks’ internal PD estimates, with a

ICC members active in trade finance have collected large scale data on the claim and drawing rates of Performance Guarantees (i.e.

Upcoming events


Upgrading of Risk Models & Pandemic Stress Testing


How GCD data can be used in NPL strategies


Hands-on workshop, including Machine Learning techniques 


Annual meeting of GCD members to discuss strategy & budget 

Find out more


Members range from global universal banks to specialised and regional institutions, all following Basel definitions.

Data Pooling

Members share data for benchmarking their LGD, EAD and PD models on a "give to get" basis  

Working Groups

Member banks get together to study areas of common interest, e.g. Downturn LGD, Trade Finance and IFRS 9 / CECL impairment modelling.

Data Analysis & Library

Anonymised and controlled raw data is returned to member banks for their own use and analysis. GCD members have access to the library, which includes also a vast amount of analytics on the data.