Reference Dataset Guidelines

The key to using pooled data is to create a "representative data set" or RDS which comprises a filtering of the data to ensure that it matches the portfolio of the bank which will be using it. 

Member banks always receive a full data return of the aggregated data and are encouraged to create their own filters to produce a representative data set appropriate to their bank’s geographical presence, business types and practices. This enables banks to use the data for different types of benchmarking tailored to their needs. 

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Please contact Nina Brumma in case of any further questions.