Michael el Hadj

Board member


Mr Michael El Hadj is the head of the Wholesale Credit Analytics & Solutions team at JP Morgan, a relatively new corporate risk function established in 2013.

WCAS is a private side credit risk group responsible for the ownership and development of JPM's wholesale credit risk methodologies (ratings), processes (Non-performing asset identification) and capital calculations (Allowance, CCAR, EconCap, Basel capital parameter estimation, etc) on behalf of the wholesale bank.  Prior to starting WCAS, Mr El Hadj spent over a decade in CIB’s Credit Portfolio Group. Before that he was in JPM’s Private Bank.

Mr El Hadj has previously served on the Boards of the NY Chapter of the RMA and the IACPM and lives in Manhattan, New York.